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Original Research
This study examines the effectiveness of risk management in mitigating credit risk in domestic banks, using Zambia Industrial Commercial Bank (ZICB) as a case study. Guided by a pragmatist philosophy
Collateral RequirementsProactive Due DiligenceRisk IdentificationZambia Industrial Commercial Bank (ZICB)
Original Research
This study investigates the specific language challenges faced by students in various academic disciplines, using both quantitative and qualitative approaches. The quantitative data, analyzed through
Language challengesdiscipline-specific language instructionneeds analysisacademic disciplines
Original Research
The rapid development of generative artificial intelligence (AI) has created new opportunities for language learning in higher education. This study investigates the integration of generative AI in Bu
Generative AIBusiness EnglishESP instructionAI-assisted learningAI literacy
Original Research
This study analyses Bangladesh’s legal framework for regulating fraud in digital finance and e-commerce amid the rapid expansion of mobile financial services and online marketplaces. It finds that exi
Digital financeE-commerce frauddigital payment
Review Article
The rapid development of digital technologies and the globalization of higher education have significantly transformed language learning practices among university students. This article examines the
Generation Zlanguage learning habitshigher educationAzerbaijandigital learningforeign lang
This paper systematically reviews the theoretical perspectives underpinning economic transformation and empirically assesses its multi-faceted impact on national and global economies.The theoretical p
Economic TransformationStructural ChangeEconomic Growth and development
Original Research
Artificial intelligence (AI) integration in health communication represents a pivotal area of study with immense possibilities to strengthen healthcare delivery and patient outcomes. This chapter inve
Artificial IntelligenceCommunicationHealth SectorIndiaHealthcare communication
Articles
This study examined the challenges of United Nations Mission in South Sudan and it's impact on peace and security of South Sudan. The study was motivated as a result of destruction of lives and proper
Regional Security
Childhood is a critical stage of development that shapes emotional stability, social behaviour, and long-term life outcomes. Adverse childhood experiences and environmental factors increase vulnerabil
Childhood environmentecological systems theory
Articles
This study aimed to evaluate the factors affecting the participation of Tanzanian ports in global trade, with a specific focus on the Port of Dar es Salaam. The port plays a crucial role in facilitati
Minimum WageSustainable LivelihoodsLabour PolicyEconomic DiversificationSocial Protection
Articles
The present study examines the impact of the Pradhan Mantri Ujjwala Yojana (PMUY) on LPG adoption, girls’ education, and women’s empowerment in rural India. Despite the government’s efforts to provide
Pradhan Mantri Ujjwala YojnaLPG connectionsClean Energysolid fuelscrop residuesgirls
Articles
This study explores the characteristics of child-friendly learning environments in Sri Lankan preschools by examining how the key dimensions of the Child-Friendly School (CFS) framework are reflected
TransgenderSocio-culturalcontemporary PakistanIslamic Teachings.
Articles
This study examines the collaboration between local governments and Community-Based Organizations (CBOs) in promoting sustainable environmental practices in Karongi District, Rwanda. Using stakeholder
Organizational PoliticsCounterproductive Work BehaviorsResilienceTransformational LeadershipIntervention Model
Articles
Indonesia’s maritime domain faces increasingly complex security threats, particularly amid the evolving dynamics of the Indo-Pacific region marked by the rise of illegal, unreported, and unregulated (
Artificial IntelligenceHuman-in-the-loopAI-assisted ShortcuttingGenerative AIsAI dependencyAI Literacy
Articles
This study investigated the multifaceted challenges and opportunities associated with online learning implementation in Somalia's higher education sector, a critical educational development in a natio
EnvironmentalQingyuanGreen governancCountycommunity
