This study examines the effectiveness of risk management in mitigating credit risk in domestic banks, using Zambia Industrial Commercial Bank (ZICB) as a case study. Guided by a pragmatist philosophy

The rapid development of digital technologies and the globalization of higher education have significantly transformed language learning practices among university students. This article examines the

This study explores how Indonesian professionals employ self-regulated learning (SRL) strategies to enhance their English public speaking skills, addressing a gap in research on adult learners in work

Reinforcement is one of the essential teaching skills that supports classroom management and enhances student participation. For EFL pre-service teachers, the ability to implement reinforcement strate

The Ditwah Cyclone had created severe social, economic, and infrastructure damage to the people of Sri Lanka, mostly targeting vulnerable coastal and rural areas. During the post-cyclone situation, ap

This research aims to investigate the interplay between urbanization and rural development in Uganda, focusing on how varying perceptions of each process influence socio-economic outcomes, with a key

This study examined the influence of disciplinary measures on perceived academic success among senior high school students in the Mfantsiman Municipality, with self-regulated learning serving as a med

The quality of higher education in Vietnam depends strongly on the capacity of its teaching workforce, particularly lecturers responsible for foreign-language education for non-language-major students

Islamic finance has emerged as one of the fastest-growing sectors in the global financial industry, offering ethical, interest-free, and Shariah-compliant alternatives to conventional finance. In rece

The global issue surrounding products perceived to be affiliated with Israel, following the fatwa issued by the Indonesian Ulema Council (MUI), led to a decline in customer numbers at KFC Solo Baru. E

  Liquid loading is a prevalent production challenge in mature gas wells, occurring when declining reservoir pressure prevents sufficient gas flow from lifting co-produced liquids, leading to accumula

Metacognitive knowledge is crucial for efficient independent learning because it fosters forethought and self-reflection. This study investigated the metacognitive awareness of the 90 education freshm

In northern Côte d'Ivoire, particularly in the department of Korhogo, demographic pressure and changes in land tenure systems are forcing farmers to develop specific strategies to boost their producti

This study investigates the level of awareness, challenges and usage of Passenger Information Systems (PIS) among passengers at the Magufuli Bus Terminal in Dar es Salaam, Tanzania. Introduced by the

This study assessed the impact of marine traffic on mangrove ecosystems in Zanzibar focusing on evaluating marine traffic management practices, identifying ecological challenges and proposing the sust